CHASE HOME FINANCE Reviews and Complaints
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Escrow taxes
CHASE HOME FINANCE Consumer Complaint
I would like Chase Mortgage to prove how they claim i a reason to increase my escrow payments.
My taxes ( according to my county tax authorities)
Have only increased by 63$ over two years. Chase also claims a liability increase but our insurance company states there was no increase.
My house payment was increased more than 200$ in 2011 and now Chase wants over 252$ again for 2012-2013!!!! WHY. Who is luring to who?
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(Real Estate, Brokers, Mortgages)
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missed oppertunity
CHASE HOME FINANCE Consumer Complaint
I had a mortgage from Wellsfargo during the years of higher interest rates. I worked 5 jobs, 4 of which were 24hr shifts in the fire department(144hrs/ week). My credit was 750+. I needed to lighten the work load to spend time with my family (wife and 5 children). Chase had a great sales pitch and my refinance was applied thru them. Closing date on Oct.8th was missed 2 months in to the process. Buy out numbers obtained the Oct. 11th or so. Forms sent to them 4 times prior were again being requested. Advised that mortgage payment was not needed due to the approaching closing. The...
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(Real Estate, Brokers, Mortgages)
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CHASE HOME LOAN --NOT FAIR BECAUSE I AM DISABLE
CHASE HOME FINANCE Consumer Complaint
MY NAME IS MORAICE MOORE, I APPLIED FOR A HOME LOAN WITH CHASE I WAS TOLD THAT CHASE WAS OFFERING HOME LOANS FOR 1ST TIME HOME OWNERS WITH NO CREDIT, I GAVE CHASE ALL THE INFORMATION THEY NEEDED,I FOUND A HOME,I PUT 10% DOWN TO THE REALTOR TOWARD THE ESCROW I PAID CHASE FOR THE APPRAISAL, I WAS THEN TOLD THAT I NEEDED 1 MORE CRITERIA 12 MONTHS OF PAYMENTS THAT I PAY FOR EVERY MONTH. I GAVE THEM MY CAR INSURANCE, AND MY MEDICAL INSURANCE, I PAY FOR OUT OF MY CHECKING ACCOUNT ,AND FROM MY SOCIAL SECURITY RETIREMENT CHECK THAT I HAVE DEPOSITED INTO MY CHASE ACCOUNT EVERY MONTH,I WAS TOLD...
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(Credit Cards, Finance, Banks)
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CHASE RIP OFF
CHASE HOME FINANCE Consumer Complaint
I fell back on my home payments in 2009 so I started the process of MODIFICATION.I finally receive a call yesterday from CHASE 03-08-12 that it is denied.I have been trying since 2009 and this is what they tell me now.They said I cannot reapply because I owe too much.My home would go to foreclosure now is all that they say.What would happen to my 2 children who grew up here,don't they have a heart.Not everyone is blessed with great jobs and the finer things in life.We tried very hard to make ends meet.We just needed that break where as we could afford our new payments but NEVER even...
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(Real Estate, Brokers, Mortgages)
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home modification
CHASE HOME FINANCE Consumer Complaint
We have been tryin to get a home modification from Chase..we were directed to a lday in newport news, we recieved a letter sayin we were goin to go into foreclosure so we called her and she said that is normal protocal..today our house was listed in our local paper to go up for sale the end of this month..we have been working and working with these people without any straight answers..not to mention they keep wanting us to send the same papers over and over..we have been doin as told..and for what?..to lose our home???..what is up with all of this???
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(Real Estate, Brokers, Mortgages)
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Paymen and denial for loan modification
CHASE HOME FINANCE Support Ticket
Paid for loan modification after calling the number on chase's website eventually denied due to limited income - they should explain the qualifications before you are made to jump through hoops with paper work requests over and over - Maybe the constant contact requesting more paperwork is intended to make the homeowner feel that they are working for the money paid. Need to get my money back because they say they do not charge but still I was charged./
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(Miscellaneous)
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Home Loan modification
CHASE HOME FINANCE Consumer Complaint
I am a homeowner with Chase holding the note. I am a senior citizen and a realtor and mainly exist on my social security. I paid $650 to chase to apply for a home loan, learning much later from them that they do not charge - and finally I was denied because I do not make enough money. I would not have applied for a modification if I was making enough money to pay my mortgage - this seems to me to be a contradiction - if only those who make enough money can have home modifications then the rich will get richer and the poor will go into foreclosure. What is the purpose of the...
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(Miscellaneous)
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Chase Mortgage Modification
CHASE HOME FINANCE Consumer Complaint
Started Mortgage Modification in August 2011. Downloaded information and sent in all of the papers they requested. As soon as they would receive my documents they would write back saying they hadn't received certain documents and requesting them again. I sent them over and over. Finally for the 5th time I sent the "hardship letter" by certified mail. They apparently couldn't handle that so they wrote back and said that my application was denied because I didn't send in the requested forms.
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(Credit Cards, Finance, Banks)
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Complaint
CHASE HOME FINANCE Consumer Complaint
My perception is Chase operates as a multi million dollar/billion dollar financial-lending firm that assists individuals and enterprises across the world. They must be among the Fortune 500 groups. Their reputation surpassess mortgage/credit lending in the United States. They get gain revenue in many forms.
I was not suprised my loan was transferred to such a large financial lender. I will be honest, the customer service is fair, depending on who answers the line and the state of J P Morgans activities.
Here is the problem August 2011 Chase reported to the credit bureau that I...
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(Real Estate, Brokers, Mortgages)
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Modification
CHASE HOME FINANCE Consumer Complaint
Chase is full of it...I applied for a modification and it was placed in the wrong dept. for over a year. I was denied after being hospitalized for over 6 months due to a complicated pregnancy where I was stuck in Miami, Fl. Was told because I was in Miami, I was denied because the addresss was not my primary resident. I think Chase is a criminal enterprise. Could someone please have these crooks thrown into prison for ripping off Americans. They are literally no different from white collar criminal. God is my witness.
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(Real Estate, Brokers, Mortgages)
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Unknowledgeable staff and the runaround!
CHASE HOME FINANCE Consumer Complaint
I have been trying to get a loan modification from Chase for 14 months when my husband moved out of the home, leaving me to pay all of the bills. My income wasn't enough to cover household bills and the mortgage, and I am facing a hardship. I had a very difficult time getting knowledgeable people to assist me, and it took me "forever" to get my file into the underwriting department. I contacted Chase several times throughout this process and spoke to different representative who would tell me different things were needed every time I called. It was really frustrating, but...
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(Real Estate, Brokers, Mortgages)
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Loan Modification
CHASE HOME FINANCE Consumer Complaint
I had been working with Chase for over a year on a loan modification only to find out from Chase that I did not make enough money to qualify! Isn't that why I requested a loan mod, because my income has reduced?! WOW! This is just part two of my complaint. I originally went to the Santa Ana (California) office and spoke withe a Zachary Scoggins. It seemed to go well and Mr. Scoggins seemed sympathetic and seemed to want to help. While in the office, I had left several months of ORIGINAL bank statements that I really would have preferred Mr. Scoggins to copy. He assured me that he would...
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(Real Estate, Brokers, Mortgages)
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Chase games
CHASE HOME FINANCE Consumer Complaint
My son is buying a short sale property that CHASE has a second lien. First they took three times as long as the primary to approve the loan. when his lender turned out to be a flake, he scrambled to find another lender, who whipped things together like magic. Chase then demanded signing in 3 days. Not possible. He asked for and was granted a 2 week extension. Now CHASE is demanding an additional $3000 as penalty and wants to delay for ANOTHER 2 weeks. Their "MANAGEMENT" hasn't even approved it. CHASE is dragging their feet and penalizing the seller AND the buyer,...
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(Credit Cards, Finance, Banks)
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Chase bad company
CHASE HOME FINANCE Consumer Complaint
About 2 years ago, chase started a modification on my fathers property , after 2 years or more they put us on a trial payment then after 3 months was denied and wanted all there monies at once, so we started to repay but this past December a contractor found mold in the house, we moved out since during that time my daughter was diagnosed with type 1 Diabetes, so we moved out chase is still calling me and there still cluless, that is a bank that needs to go under no one has a clue of whats going on and I hope they have fun with cleaning up the property since ive been out for 6 months and the...
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(Real Estate, Brokers, Mortgages)
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Chase Total Joke
CHASE HOME FINANCE Consumer Complaint
I am a banker trying to refinance a customer and can't get a payoff from Chase....they gave my title gal 3 different numbers and then told me they would put a rush on and get it to me within an hour...didn't happen, so my closing will not happen again...I have been on the phone with 3 or 4 different people and to no avail....got cut off twice after being on hold for 5 or 10 minutes. I work at a bank...I know if I want to that I can get a payoff to someone in a matter of 10 minutes...they just don't care. It's there mess up and they won't do anything to fix...
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(Real Estate, Brokers, Mortgages)
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mortgage modification
CHASE HOME FINANCE Consumer Complaint
i have applied to chase mortgage modification program.they have requested re-appication four times.they have now informed me that they closed the account due to missing paperwork and would i like to re-apply.
i believe that they are creating paperwork to stay busy and they have no intention of modifying anyones mortage.
my nameis:james nasios
my account is:5304367609
my e-mail is:islander333@aol.com
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(Real Estate, Brokers, Mortgages)
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Escrow bank complaints
CHASE HOME FINANCE Consumer Complaint
I refinanced my home last October. Chase Home Finance bought my loan after settlement. I had paid my Homeowners insurance out of pocket for the year, prior to closing on my loan. Since it wasn't up for renewal until November, Chase saw that it had a renewal date in November and paid for it again. This created a shortage in my escrow account. They sent me a statement with a coupon that clearly stated on the top in bold letters "Escrow Lump Sum Payment". I sent this payment in with the coupon and instead of applying to my escrow account the used it as an extra principle...
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(Real Estate, Brokers, Mortgages)
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Chase unethical business practice
CHASE HOME FINANCE Consumer Complaint
My wife lost her Job in 2009 and she decided to make the biggest mistake of our lives, she applied for the Chase home modification program. She entered this program on a probationary basis.
Her credit score 786, no missed or late payments ever. Chase stated to us that after 3 months of on time modified payment we would be accepted into the program. 19 months later we have been accepted twice, kicked out twice, threatened with forclosure, and asked to do a short sale.
We were told we make to much money then not enough money. We were accepted by Chase then denied by Fannie Mae, and then a...
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(Real Estate, Brokers, Mortgages)
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modification
CHASE HOME FINANCE Consumer Complaint
My modification has been going on almost 4 years now. They can never find my paper work, most of the time have no clue what I am talking about and embarass my family and myself with threats of forclosure all the time. I have given you everything you ask for timely and it is time you do something good for me timely. If you want your house back so bad go ahead but it will cost you much more than it is worth. There are many huge things here that need to be taken care of and costley. Would be smarter to keep us in here and lower our payments and let us keep the problems but if your not smart...
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(Real Estate, Brokers, Mortgages)
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Over-payments bank review
CHASE HOME FINANCE Consumer Complaint
Once in December 2010, Chase took two payments from my bank account. I called them they told me they couldn't put it back in there. I finally gave up and they said I wouldn't have a payment due until February. Things went ok for 1 month, then April rolls around and they take 3 mortgage payments out of my bank account. I was on the phone with them(3-way with my bank) for over an hour and a half, supposedly they are going to put the money back. That is after I threatened to sue them for stealing from my account (since they didn't have authorization to take out more than one...
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(Real Estate, Brokers, Mortgages)
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Awful collections practices
CHASE HOME FINANCE Consumer Complaint
Most creditors wait until you are near or over 30 days on a bill before they call you. Not Chase. 4 or five days after the payment due date, they start calling several times a day to let you know you are late and to try and collect. Even after specifically asking them NOT to call my family members or in laws. I have had 3 different experiences of them placing collection calls to my wife's parents and my father in law (who is 75) at home for some reason, my loan has nothing to do with them and they are not listed as anyone to contact on my account, I never authorized them to contact my...
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(Real Estate, Brokers, Mortgages)
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Dishonest and Horrible
CHASE HOME FINANCE Consumer Complaint
Chase bought my loan a ltille over a year ago. They have been horrible to deal with and very dishonest. About three months into them buying my loan I called the collections department and told them that I was having trouble making that months payment and asked for thier advise, I even offered to make the portion of my payment for the loan and not the escrow amount and that the following month I could catch up the escrow. This was not a option. The agent asked me several questions and then said I quailified for a re-payment plan for the one month I was getting ready to be behind on. I...
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(Real Estate, Brokers, Mortgages)
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I make to much to qualify for a Loan Modification
CHASE HOME FINANCE Consumer Complaint
I called to speak with Chase about the status of my Loan Modification that I had already submitted twice after a 2 month stay in the hospital only to find out they had decided I made too much money to qualify for a modification.
I tried to explain to them that this was my 2nd mortgage and if considering my first mortgage with another lender should qualify for the loan modification. They told me I was passed on to eminent foreclosure! That was 10 months ago and the still call me daily about applying for a loan modification!
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(Real Estate, Brokers, Mortgages)
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Mortgage Payment
CHASE HOME FINANCE Consumer Complaint
I have a mortgage with Chase bank and it looks like every other month or so they send me a letter in the mail that states I owe them double what my mortgage payment is. December 2010 I recieved a letter in the mail from Chase Bank, that stated I owed a total of $785.00 due January 2011, that payment was made, then I get another letter that stated I sent them a partial payment and they are now asking for a total of $1570. I don't owe them this and I am not paying them anything extra.
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(Miscellaneous)
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Home Modification Loan
CHASE HOME FINANCE Consumer Complaint
My wife and I have provided all necessary and signed documentation to pursue an agreed upon home modification loan with Chase. However, we have spoken with numerous representatives- all of which seem to ask the same questions repeatedly and request the same paperwork. What is going on here? Afterwords, when we finally forward all the necessary documentation, Chase decides to take us off the home modification list without even informing us!!!! The next thing I know, laywers are writing letter to us about payments? Chase, what is going on here? did the US Government not give you billions to...
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(Miscellaneous)
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Modification
CHASE HOME FINANCE Support Ticket
I have tried for 3 years to modify. We have been on a trial modification, told we were being permanently modified then received a letter indicating we said we didn't want a modification. Started over to be told we have everything and it's in review. You are fine and then receive a rejection. We keep getting told to re-apply due to missing documents last time. We have substantial equity and feel Chase isn't really working our file. Even the customer service reps are confused when they review the file. This is a Freddie Mac loan. We feel Chase is not operation within...
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(Real Estate, Brokers, Mortgages)
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balloon refinance
CHASE HOME FINANCE Support Ticket
in june 2010 we started a refinance with chase cuz our balloon was maturing in sept. 2010. went thru months of back and forth, resubmitting, reapplying and waiting for a closing. we were told everything will be fine. beginning of nov. 2010 we were told chase could do nothing for us. we contacted a lawyer who contacted chase and were told we are now in default..........we have good credit and have never been late on our payment. we are paying customers who deserve more than this. we are afraid we will loose our home!!!!!! cannot believe we honest customers have been treated this way....
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(Miscellaneous)
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balloon payment
CHASE HOME FINANCE Consumer Complaint
started a refinance thru chase in june 2010. our balloon payment matured in september. after months of going back and forth and them not doing their job our loan is now in default. we are afraid we will loose our home and there is no reason for this. good credit and on time payments for the past 7 years to them also..........need some guidance on how to proceed. we are trying to refinance. they have turned the whole thing around to blame us!!!! their customer!
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(Miscellaneous)
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Bank complaint review
CHASE HOME FINANCE Consumer Complaint
I have my home loan through Chase. I have been applying for a loan modification for 2 years. I have turned my paperwork 27 times. Every time i call i get a different answer. two weeks ago i called and was told my modification was approved in June and the underwriter forgot to genertate the paperwork. The representative told me they would expidite it. I should recieve it by the end of the week. it still has never came!!!!! I need help, i want to keep my house!!!! please help me solve this.
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(Real Estate, Brokers, Mortgages)
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Why is Final Loan Modification Delayed?
CHASE HOME FINANCE Support Ticket
I was sent a letter and final loan modification agreement by Chase stating I am approved for a loan modificaton. I sent back the signed agreement. It has now been over two months and I am waiting for Chase to take my final loan modification out of draft status and into maintenance of the loan modification. This is what the phone Reps. of Chase are telling me needs to be done. No one can tell me what is causing the delay. In the mean time the Chase Collections Dept. is sending me letters of default since I am paying what the loan modification program has told me to pay, not the original...
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(Real Estate, Brokers, Mortgages)
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Waiting for Loan Modification review
CHASE HOME FINANCE Consumer Complaint
I submitted my loan modification paperwork to Chase in December 2009. After numerous phone calls that I made and resubmittals of the same documents I was put on the trial period payments commencing in June 2010. The end of October 2010 I received a letter and loan modification agreement telling me I was approved for a final loan modification. I signed the agreement and they received it on November 1, 2010. It has been over two months and Chase has not taken my loan modif. out of draft status so the account can be maintenanced (finalizing the loan modification). Until that happens my...
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(Real Estate, Brokers, Mortgages)
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VERY UNHAPPY bank review
CHASE HOME FINANCE Consumer Complaint
I AM VERY UNHAPPY WITH CHASE, I HAVE RECREIVED A LETTER OF DEFULT ON MY PROPERTY AND A NOTICE OF THE RIGHT TO FORCLOSE. BUT THE THING IS THAT I AM VERY MUCH CURRENT ON MY MORTGAGE. YES THATS RIGHT I AM VERY MUCH CURRENT ON MY MORTGAGE. I HAVE SPOKEN WITH CUSTOMER SERVICE FOUR TIMES ABOUT THIS AND CUSTOMER SERVICE EMPLOYEE STATED, "THAT THEY DO NOT UNDERSTAND WHY I HAVE BEEN SENT OUT THOSE LETTERS AND THAT I NEED TO SPEAK WITH MY ADVISER, AND THEY WILL INFORM HER OF THIS MATTER AND SHE WILL CALL ME BACK ASAP". THAT WAS YESTERDAY. SO I CALLED HER TODAY AND GUESS WHAT? SHE WAS OUT TO...
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(Real Estate, Brokers, Mortgages)
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Loan modification deniel
CHASE HOME FINANCE Consumer Complaint
In July I contacted Chase to find out what I needed to do to apply for a Loan Modification. Seven years ago my husband was diagnosed with Stage IV Renal Cancer. In order to stay in our family home, we took out a "desperation mortgage" with WAMU. At the time our house was valued at over $700,000 and we believed that upon my husband's death, I would have plenty of equity should I decide to sell the property. My husband passed away two years ago, just as the housing market crashed. I put the house on the market for $600,000 and continued lowering it for 10 months with no offers....
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(Real Estate, Brokers, Mortgages)
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Loan Modification
CHASE HOME FINANCE Consumer Review
I just want to commend one of their employees her name is Amonica Gibson and she is a Relationship Manager. She was always professional, reachable and always very mannerable. If I called her and she was away from her desk she would always return my call that same day. She is very caring and compasionate about her job. I hope Chase knows what they have in her. I was actually going on line to make a payment and started reading some of the complaints so I thought I would add my experience, a pleasant one because of Amonica Gibson.
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(Real Estate, Brokers, Mortgages)
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Mislead
CHASE HOME FINANCE Consumer Complaint
I have been in the load process for almost 2 1/2 years. It started with CHASE losing my payment (2006)and then returning them back to me because they were not through certified funds? WHAT?? Then I get a call about my rate. They noticed it was about to adjust and they could help lower it and make it principal and interest; not just interest at 7.5%. That was a nightmare and I never received either. I was told to hold on to my payments during the process as they would collect at the end. LIE! I received harrassing collection calls then calls from attorney, foreclosure specialists,...
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(Credit Cards, Finance, Banks)
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Home Loan Modification
CHASE HOME FINANCE Support Ticket
It is impossible to make progress on changing my "toxic" mortgage. Here is what happened today, 10/29/10:
4:11 pm >866-550-5705>Deidra
I said we are not quite a refi or modification. Deidra was helpful and said we had been assigned to Will Diaz but some documents still missing. I asked to speak to Mr. Diaz. She said there was no direct # but she would transfer me.
>Transferred to Imminent Default >Michelle,but...
4:23> Her system froze up and she had to transfer me to another agent. Got a wrong number recording… She tried again… Got a...
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(Real Estate, Brokers, Mortgages)
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Chase double charged me
CHASE HOME FINANCE Consumer Complaint
On October 15th, 2010 I made my mortgage payment to JP Chase Morgan on the website. On October 21 I discovered that they debited by checking account twice for $1,107.83 each. My bank said that I could dispute the charge, but it might be quicker to have the mortgage company reverse the overcharge. I contacted Chase Oct 21st and was told that they would take care of it. I was the payments were submitted within 3 minutes of each other and I must have went in and made 2 payments or double clicked on the submit button They requested that I send them a copy of my bank statement showing the...
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(Credit Cards, Finance, Banks)
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Chase is causing FORECLOSURES
CHASE HOME FINANCE Consumer Complaint
I have been dealing with Chase since 05/09! Yes, that is right....1.5 years. Trying to get a loan mod. They have *admittingly* LOST our file twice, can;t explain what happened several times.....in the meantime, my arrears went up and up and up because CHASE told me NOT to pay until my loan mod went thru.
They are confused internally, no one knows what the other is doing. Call 10 times, you will get 15 different answers because the reps contradict themselves!
The "so called executive resolution" department set up by the CEO to appease Congress is JOKE! They have no...
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(Real Estate, Brokers, Mortgages)
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Complete Runaround
CHASE HOME FINANCE Consumer Complaint
I am at the point of complete despair with these people. I have been trying to modify my loan with this bank for over a year now and have just found out that my application was "Tossed" because of ONE document that I did not supply. This is BS because it was a document that I would have had to supply if I was paying Condominium or HOA fees. And because I did not supply that "Hand written" document, they trashed my application...without even telling me it was missing, before they threw it away.
The kicker here is....On the loan modification application there is a...
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(Real Estate, Brokers, Mortgages)

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